744 DIVIDING CREEK ROAD, ARNOLD, MD 21012

Welcome to this tranquil waterfront retreat! Positioned with desirable southeast-facing views toward Dividing Creek, this unique 3-level home features 5 bedrooms, 3.5 bathrooms, and an inviting layout designed for comfortable living and entertaining. The main and upper levels offer cozy living spaces highlighted by a warm fireplace, a spacious kitchen, and new carpeting freshly installed in November 2025 across the living room, dining room, stairs, and all upper bedrooms. The lower level includes a 938-square-foot semi-finished walkout basement featuring a bedroom, a full bathroom, a partial kitchen, plenty of storage, and a private entrance leading to the side yard.

Outdoor living features low-maintenance organic raised-bed gardens with a drip irrigation system, rich soil, and beautiful perennial plantings that attract local wildlife and pollinators. Surrounded by mature forests, scenic paths, and tranquil park-like features including a historic local cemetery on the knoll, the property offers unmatched peace and privacy while remaining great for stargazing on clear nights by the fire pit. Water enthusiasts will fall in love with the exceptional waterfront amenities, boasting an expansive 143-foot newly updated pier featuring a 108-foot by 6-foot walkway, a 20-foot by 8-foot end dock, a 15-foot by 3-foot finger pier, and a 62-foot shoreline pier along an 80-foot stone revetment. The dock is equipped with a 12,500-lb Hi & Dry CBX boat lift (fully renovated in 2024 with a separate circuit on an upgraded 400A electrical system), a full slip for a second boat, tie-up space for a third, 5.5 feet of mean low water depth, a 100A subpanel, lighting, and fresh dock plumbing.

The home has been meticulously maintained with significant updates, including energy-efficient windows and doors with an Energy Star Silver certificate, whole-house insulation, an efficient heat pump, an Energy Star hot water heater, a 3/4 HP submersible sump pump with a backup battery, and Energy Star appliances. Enjoy country-style serenity while being just minutes from local shopping, 15 minutes from the charms of Annapolis, 30 minutes from BWI, 40 minutes from Baltimore, and an hour from Washington, D.C. Schedule your private tour today!